Looking for a Homeowner Loan?
We offer tailored secured loan options for any type of financial expense. Explore my options:
Check My EligibilityLoan options for all financial situations
Secured loans £10,000 to £1M
All credit scores considered
No upfront fees
Representative Example
Assumed borrowing of £10,000 over 36 months at a fixed rate of 8.21% per annum would result in a representative rate of 8.21% APR, monthly repayments of £314.33, and a total amount repayable of £11,316.00
Think carefully before securing other debts against your home. Your home may be repossessed if you do not keep up repayments on a mortgage or any other debt secured on it.
*We’ll carry out a soft credit check to assess your eligibility — this won’t affect your credit score and is only visible to you. If you choose to proceed, the lender will then perform a full credit check, which will appear on your credit file.
Secured Loans
A Secured Loan—also known as a Homeowner Loan or Second-Charge Mortgage—can be a great option if you need to borrow a larger amount or have less-than-perfect credit.
- Planning home improvements, like an extension or renovation?
- Covering major expenses, such as a wedding or a new car?
- Consolidating debts into one manageable payment?
- Investing in property?
- Something else in mind?
How it works
Step 1
Complete our quick and simple online formStep 2
Our advisors will find the best products for youStep 3
Receive your fundsLoans We Can Help With
Secured Loans can be used for almost any legitimate purpose. If you’re looking for a way to make your big plans happen, we can help you find a suitable solution.
Home Improvement
Extend or renovate to improve your living space
Business
Secure funding to grow or support your business
Property Purchase
Buy property for investment or as your new home
Vehicle / Caravan
Finance a new car, caravan, or motorhome
Holiday / Wedding
Cover the costs of a dream wedding or getaway
Major Purchase
Fund high-value purchases, from furniture to technology
Do I qualify?
To be eligible for a Secured Loan, you must own a property or have equity in one. Lenders use this as security, meaning they can repossess the property if you’re unable to repay the loan.
However, even as a homeowner, a Secured Loan may not be the right fit for you. Once you apply, your Hillview Finance advisor will conduct a fact-find to assess your situation and recommend the best option.
Complete our online application now to check if you qualify:
Check My Eligibility
Who are Loanzo?
We are a North-West-based finance broker authorised by the FCA. Our qualified team has seen the challenges secured loan applications can present and knows how to find solutions.
We aim to present the right option, the first time, every time, ensuring a transparent and smooth process from start to finish.
Your dedicated advisor will be available via WhatsApp, email, and phone, guiding you every step of the way.
Our Lending Partners
We work with a panel of trusted lenders to find the best loan for you. We will compare options on your behalf—without affecting your credit score*—and keep you informed at every stage.
Check My Eligibility*Your details will be used for a soft credit check, which you can see but lenders cannot. This will not impact your credit score. The lender will perform a credit check which will appear on your credit file.
Frequently Asked Questions
Secured Loan lenders are typically specialists in the area, not linked to major banks and don’t have a high street presence. FCA regulations require Secured Loans to be arranged on an advised basis to protect you, the customer. As a result, these lenders work exclusively with qualified intermediaries—like Loanzo—who can provide the necessary guidance and advice.
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